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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Lisa did a great job with my loan and made the process as smooth as possible. She was transparent and walked me through exactly what needed to be done. She kept in contact with me and answered any questions that I had. I really appreciate her hard work, and I was able to get a ... READ MORE Brittany Foster Brittany Foster
Lisa, finished our loan in less than 30 days while dealing with personal loss. She never missed a step and was quick to respond to every phone call, text, or email. Would highly recommend Lisa! Bonny Howell Realtor
Lisa, finished our loan in less than 30 days while dealing with personal loss. She never missed a step and was quick to respond to every phone call, text, or email. Would highly recommend Lisa! Bonny Howell Realtor
Lisa, finished our loan in less than 30 days while dealing with personal loss. She never missed a step and was quick to respond to every phone call, text, or email. Would highly recommend Lisa! Bonny Howell Realtor
Lisa, finished our loan in less than 30 days while dealing with personal loss. She never missed a step and was quick to respond to every phone call, text, or email. Would highly recommend Lisa! Bonny Howell Realtor
Lisa, finished our loan in less than 30 days while dealing with personal loss. She never missed a step and was quick to respond to every phone call, text, or email. Would highly recommend Lisa! Bonny Howell Realtor
Lisa, finished our loan in less than 30 days while dealing with personal loss. She never missed a step and was quick to respond to every phone call, text, or email. Would highly recommend Lisa! Bonny Howell Realtor
Lisa, finished our loan in less than 30 days while dealing with personal loss. She never missed a step and was quick to respond to every phone call, text, or email. Would highly recommend Lisa! Bonny Howell Realtor
Lisa, finished our loan in less than 30 days while dealing with personal loss. She never missed a step and was quick to respond to every phone call, text, or email. Would highly recommend Lisa! Bonny Howell Realtor
Lisa, finished our loan in less than 30 days while dealing with personal loss. She never missed a step and was quick to respond to every phone call, text, or email. Would highly recommend Lisa! Bonny Howell Realtor
Lisa is great, she made the process very smooth for me. Thank you for everything jazmine freeman
Lisa Foster is a true professional. She guided me through the entire process with ease. She is very knowledgeable about her programs and keeps her applicants on task . I enjoyed working with her. Carol Whitman N/A
Lisa was very diligent in getting me the best deal possible. Even during an extremely busy time in the market she was responsive and informative. Melissa Zigrosser
Ms Foster is Awesome 🥰 She Gave me the best loans with a 2.75 interest rate. She’s very helpful friendly and easy to communicate. She’s awesome and I would go threw her again for my next loan. I would recommend her to all my friends and family. She’s thes best ... READ MORE Lisa Myles Lisa Myles
I found that working with Lisa was very easy. She also made sure that we stayed within our budget. Lisa did contact me back in a timely manner to exchange information and I believe that’s what made working with her so easy. If someone mentions that they need a lender, I would ... READ MORE Duran Tabb Business analyst
Lisa Foster was so wonderful! She answered every one of my questions in a way I can understand what was going on! I had no clue what I was doing and she was very polite and answered my questions even though I know I asked for the same questions more then once! She is very nice and ... READ MORE Samantha C Cuellar Buyer
There are not enough words for me to say how grateful I am for Lisa! I had a road block with another lender, but Lisa took me on and me me a priority so I could get the home of my dreams. Lisa made herself available at the last minute and answered all my calls. She explained everything ... READ MORE Simone Phillips Simone Phillips Licensed Social Worker
Lisa Foster, I recommend highly she goes over and above in order to satisfy her customers, she exceeded our expectations by leaps and bounds and we are so excited to have our new home, thank you Lisa Jack & Sylvia Armstrong Jack & Sylvia Armstrong Electrician
These are different times with a lot of new challenges and even though my application took some time to complete, Lisa and her team made it happen. My credit had a few blemishes which did not allow me to just jump right into a loan as easily as most but all the other requirements ... READ MORE Denise RN
Lisa is extremely professional!!!! She went above and beyond for us, she was very fast. Due to the whole covid-19 situation unfortunately we did not meet, but that did not stop her from doing her job and staying on top of everything! When we went to her facility to sign some paper work ... READ MORE Javier Alvarez Javier Alvarez Union painter
Lisa Foster was one of the best I have dealt with in buying homes. I highly recommend her to anyone. She answers questions with no hesitation and can always handle a problem. We need more people like her in the workplace. She has a good personality, and doesn’t mind about helping ... READ MORE Mary Knox Customer
Ms.Foster was extremely patient with me when I asked for a explanation of the many documents that I was required to sign Ms. Foster was always available by phone due to Covid-19 Also Ms. Foster had many work arounds to submit documents. Stephen Herold
Lisa and her team were professional, knowledgeable, and moved with urgency to ensure that all of my needs were met and we closed on my home in a timely fashion. I highly recommend Lisa. Darius Toston Darius Toston Strategist
Lisa and her team did an amazing job. I highly recommend her services. She was always available when I had questions or was worried. Hand down I received above five star service. Chavelle Williams Chatt
Lisa Foster did a great job in helping me buy my first home. From the beginning I felt comfortable with her knowledge and professionalism. I was very pleased with how smoothly the loan proceeded with her guidance. I congratulate Lisa and her team for a job very well done. Gloria Bell
Lisa and Amanda made my first home purchase a breeze. I appreciate their timely responses and efforts to keep me updated to prevent any delays. They have been a pleasure to work with and were very helpful throughout the whole way. Ryan On
I started a journey with several other mortgage lenders only to hit dead ends. I was done and after telling my story, no nightmares, I was given Lisa Foster's name to contact. She spoke with me, ask some basic questions and told me she could help, heard that story before, and she ... READ MORE Evelyn Fouse Sr. Corporate Instructor
Lisa was a Godsend. She rescued us from a loan officer who was not working in our best interest and didn't miss a beat. She painlessly eased us through the rest of the process. Her word was truth. We are so grateful to her and her team!!! Tanisha Alston Homeowner
Lisa was absolutely amazing! She guided me every step of the way through this process. Lisa went above and beyond finding the best rate and option possible for me to ensure that my needs were met 1000%. I believe everyone needs a Lisa in their life when they are deciding to purchase a ... READ MORE Sierra Williams-Byrd First Home Buyer
Lisa was extremely helpful and knowledgeable. She went above and beyond to help us not only to get the loan but to understand everything. I would highly recommend lisa. Stephanie Kreb Stephanie Kreb
Lisa was an absolute pleasure to work with! From beginning to end, her vibrant personality, professionalism and communication was top notch. Lisa's can do / hands on approach made her available to answer any questions with her expertise and guidance. She is also very knowledgeable ... READ MORE Christina Lo
I started my home search process in September of 2019 and now as of February 1, 2020 I’m a homeowner in the city of Las Vegas all because Lisa Foster and her competent team of experts like her, seen about my wellbeing and financial possibilities like a pro. She took her time with ... READ MORE Carol R. Fort Carol R. Fort First Time Homeowner
This is our second home Lisa and her team helped my family with. And there's a reason for that. We love her professionalism, she answered all our questions and concerns, and she made sure the whole process was smooth and worry free. We would definitely use Lisa and Amerihome ... READ MORE Arvin D Anat
Lisa made this a seemless process. She explained each step in detail and was always available for any questions or concerns that I had. At no time did I feel that I was a bother, and yes, I had many questions. She worked at getting me the best possible rate. I would definitely ... READ MORE Maxime D Rohan Supervisory Administration Specialist
Would like too say thank you to lisa foster and team for making my first ownership come true, what I though would be impossible. Also for making me feel comfortable, for genuine hostility and will recommend her. Annette Boyd
My experience was so positive from beginning to ending. Lisa worked hard to get the best for me. I am forever grateful!! Shirley Wade
Lisa Foster was great. Lisa worked hard to keep her promise to us, for an expedited closing and professional services. I recommend Lisa Foster to anyone. I provided a 4 instead of 5 star, not because of Lisa's best efforts. I provided the readying based on our overall ... READ MORE Aundrea Richardson
I had a great experience. This process was very streamlined, no problems at all. I want to thank you again for all your help. Darnell J Buchanan Air force member
Lisa and her team were amazing, she made me very comfortable thru the whole process. I am very grateful for she and her team. Great company to work with. Shenise Magee
Lisa, thank you so much for making my home mortgage refinance so easy and effortless. Your professionalism is bar none! Your expertise and knowledge are highly appreciated. You're simply the BEST!! I look forward to working with you again, as well as recommending you to my friends ... READ MORE Peter Umoh Design & Construction Administrator
Lisa is what I call the loan mortgage whisperer! She did the impossible or what I didn’t think I could accomplish. My first home purchase was made possible because of her. I first spoke with another loan officer and I was told I wouldn’t qualify . When I spoke with Lisa ... READ MORE laura gomez laura gomez
I came to Lisa because I know she is the best in her field, if it can be bone she will get it done!!! She works hard for her clients and I will refer all my people who wants to purchase a home to her office. Thank you Lisa for making my dream of home ownership come true. SHARAN P DAODU Buyer
Iam a first time home buyer, Lisa made the transition from renter to buyer a very easy process all my questions and concerns were answered. I will definitely recommend Lisa to friends and family. Priscilla Watson
Lisa is a Professional, did an outstanding job for us! Dave Schulte
I could not have done without her guidance and direction. Though my Lord Jesus Christ is #1. Ms Lisa is such an awesome professional in what she does. Thank you so much. I will definitely be coming back for my next purchase. I'm already making referrals. Thank you Thank you. Valentina Eronini Valentina Eronini RN Master Clinician
Lisa was fast, thorough and very responsive to any questions or concerns. She even handled speaking to my older father about the "new fangled" loan rules around gifts with good humor. She set me up with a good interest rate loan that helped meet my preferences for both ... READ MORE Kathryn Houk First-Time Home Buyer
Lisa made the entire process as seamless and effortless as possible. Lisa was extremely professional, thorough, always available for questions or concerns and most importantly conducted business with great integrity and ethics. For that, I will welcome working with Lisa again if I am ... READ MORE Job Saint-Cyr Engineer Project Manager
Lisa is the best! Very efficient! She was always available anytime I had a question and was very professional. I would definitely recommend her. Terri Penuelas
I wish I could give more than 5 stars. Lisa was amazing. There was not a question too silly or too hard that with her extensive experience and knowledge she was not able to answer with confidence. My situation was not straight forward but Lisa still managed. Lisa honesty from the start ... READ MORE Victoria Greenwood New home buyer
Lisa did a great job in helping us getting a house we did not initially believe we would be approve us. Prior to being recommended to her, we had spoken with SEVERAL mortgage lenders who could not make it work for us. Lisa worked diligently on our behalf to get us where we needed to ... READ MORE Harold Johnson
I have worked with Lisa for over 5 years. From my initial home purchase to my refinance. She is so patient and thorough and always works hard to get things done! Thank you Lisa for putting up with my endless questions and for helping our family through the years. We adore you! Robyn Reynon
Lisa foster did an aswome job finding me a fix rate on my new home i really thought any mortgage company would of taken about 1 to 2 months to close down on a home but lisa foster did aj amazing job on making it happen right on time for me thank you so much lisa your the best Paola Melendrez
Lisa and Amanda are outstanding! They will do their best to find the right solution for you! Sharon R Ledet Sales Manager
I would give her 6 stars if I could! Lisa was thorough and attentive and always was helpful. Use her with confidence! Darrell Griffin
Lisa was awesome! Her work ethics are by far 1 of the best I've ever encountered! She was all about business and making sure things got handled in a timely fashion! Definite recommendation in my book! Rick Bell Rick Bell Car restoration specialist
Lisa did an amazing job finding me the best rate with the type of loan I qualified for and down payment assistance to make my dream of homeownership possible! She was patient and always available to answer any questions or concerns I had. I’m very grateful for my ... READ MORE Kjara Smith Business Office Manager
Lisa Foster is the stellar representation of beyond expectations of excellent professional customer service in preparation for buying your own. Purchasing your first home is one of the most important investments in your lifetime. Being a senior and recent resident of Las Vegas and so ... READ MORE Allyson Renee Allyson Renee Home owner retired surveyor/public info officer department of transportation California
The refi process was smooth and took about 4 weeks from first contact. I highly recommend the Foster Team (Lisa and Amanda). Edna White Retired (Management and Program Analyst)
Lisa guided us through the whole process, staying in touch by phone, email and text. Compared to other mortgages I've had (8), she made this loan application process the easiest of all. Jeff Timmen
Lisa was fantastic. HIGHLY RECOMMEND! I have already referred people to her and will continue to do so. Jaclyn Weinstein Resident Physician
I cannot adequately express how wonderful Lisa is. Not only is she professional and personable, she is an absolute wizard when it comes to loans. I would recommend her to everyone trying to buy a house! Trish Hodgson Associate Engineer
Lisa stepped into my loan when a previous employee had done a terrible job. She had to not only deal with me a very upset customer but upset agents and sellers. She was apologetic for her employee's mistakes. She took control. She was communicative, honest, direct and through. She ... READ MORE Stephanie Lewis
Lisa Foster and her team are one of the best Lenders I have used in my 15 years in Real Estate. Lisa Foster is a Leader, a Great Mind and Client First Loan Officer. Lisa invest in and with her Realtor partners to make every client dream of home ownership a Reality. Zain Burke Team Lead
Ms. Foster, Is the best and loyalty I’ve ever worked with. She helps my family to get the house that we wanted. If you want the job done, she will get it done! She is very knowledgeable professionals and above and beyond service. Neil Adrian Manuel
All I can say is GREAT SERVICE from beginning to end....She is exemplary... Donna Caver
Lisa Foster is the best and loyalty person I ever worked with. Let Me Explain A Little If You Want to get the job done she will get it done, that's why I came back to her when I was looking for a new home and the builders agent asked me do you have a lender. First thing that came ... READ MORE Jaemar Betiong Jaemar Betiong Chef
First of all she will ensure that your buyers are truly pre-approved before you go out with your clients to show property. Lisa is a very take charge type of individual, who works very hard to ensure your transactions close on time. If there is ever a problem discovered she is ... READ MORE Effie L. Young Effie L. Young Broker-Salesperson
Lisa Foster has to be one of the most knowledgeable professionals at Amerifirst! I walked into her office with a wish and prayer for a new home. She held my hand from beginning to end. I never thought it was possible for me to own my own home. Her staff is abosolutely amazing. From the ... READ MORE Brandy Allen pharmacy tech
She had patience with me she helped me find the home of my dreams I am thankful to have heard of her she did such an amazing job I truly recommend her to anyone Josephine Barboza
Lisa Foster is the best she is a hard worker she helped me get into my 1st house being a single mother of 5. This meant alot thank you so much lisa! Kaniesha Ross Kaniesha Ross
I truly recommend Lisa for her professionalism and very friendly treatment of hers customers. Everything went smooth!! You can't go wrong with Lisa !!! She's the best on what she does !!! Amir menezes Auto dealer
Lisa was very help in this whole, sometimes, stressful process of buying a house. But she got me thru it and I appreciate all her help and kindness. Thank you Lisa for all your assistance in this complicated, but rewarding process. Julie Luna buyer
We would recommend any VETERAN that is looking to buy a home, Lisa Foster is who you want on your side. This is our first home and Lisa taught us so much and stepped us through the process while being respectful and kind. Lisa Foster is a true expert and professional in home ... READ MORE Ronald and Mary Frances Smith Army Veteran
Lisa thank you so much what you have done for us. I apprciate you for your interesting to hear the other and help all your hearts. And you are available always who need your help. Tarekegn Yimer Gebeyehu Buyer
Working with Lisa at AmeriFirst Financial was the best decision I could have made regarding my first time home purchase. Lisa was great at following through on everything I am truly beyond satisfied with their services. I would definitely recommend Lisa and AmeriFirst Financial to ... READ MORE Neolonie Edwards
Lisa Foster and her team we're great!! very professional and knowledgeable, helping me every step of the way in buying my first home I was very pleased with there services. Anesa W.

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